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FEMA and SBA assistance for the Hurricane Ida affected businesses and residents

WASHINGTON – Low-interest disaster loans from the U.S. Small Business Administration are available to businesses and residents in New York following the announcement of a Presidential disaster declaration due to the remnants of Hurricane Ida on Sept. 1-3, 2021.


“SBA’s mission-driven team stands ready to help New York’s small businesses and residents impacted by Hurricane Ida,” said SBA Administrator Isabella Casillas Guzman. “We’re committed to providing federal disaster loans swiftly and efficiently, with a customer-centric approach to help businesses and communities recover and rebuild.”


The disaster declaration covers Bronx, Kings, Queens, Richmond, and Westchester counties in New York, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans: Nassau, New York, Putnam and Rockland in New York; Fairfield in Connecticut; and Hudson, Middlesex and Union in New Jersey.

Businesses and private nonprofit organizations of any size may borrow up to $2 million to repair or replace disaster-damaged or destroyed real estate, machinery and equipment, inventory, and other business assets. Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA, for mitigation purposes. Eligible mitigation improvements may include a sump pump, elevation, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.
For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.
Disaster loans up to $200,000 are available to homeowners to repair or replace disaster-damaged or destroyed real estate. Homeowners and renters are eligible for up to $40,000 to repair or replace disaster-damaged or destroyed personal property.


Interest rates are as low as 1.563 percent for businesses, 2 percent for nonprofit organizations and 2.855 percent for homeowners and renters, with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloanassistance.sba.gov/ela/s/, and should apply under SBA declaration # 17147, not for the COVID-19 incident.


To be considered for all forms of disaster assistance, applicants should register online at DisasterAssistance.gov or download the FEMA mobile app. If online or mobile access is unavailable, applicants should call the FEMA toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362.
Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing) or emailing DisasterCustomerService@sba.gov. Loan applications can also be downloaded at sba.gov/disaster. Completed applications should be mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to return applications for physical property damage is Nov. 4, 2021. The deadline to return economic injury applications is June 6, 2022.
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Veteran’s Resources

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NYC Dept. Of Veterans’ Services (NYCDVS)

https://www1.nyc.gov/site/veterans/index.page

Gold Star Wives of America (GSW)- This is a 501c3 Congressionally Chartered Organization ( not to be confused with DoD Gold Star Wives/Families). They work hard to change policies and laws which affect our surviving families.

https://www.goldstarwives.org/

Senator Elizabeth Dole Hidden Heroes Campaign (HH)- This organization addresses military caregiver needs.

https://hiddenheroes.org/

American Red Cross Military & Veteran Caregiver Network (MVCN)- This organization addresses veteran & military caregiver needs.

https://www.redcross.org/get-help/military-families/services-for-veterans/military-veteran-caregiver-network.html

Blue Star Families (BSF)- Connections active duty & veteran families to information, events and assistance.

https://bluestarfam.org/

Tragedy Assistance Program for Survivors (TAPS) –  TAPS Peer Mentor, assisting our nation’s grieving widows in many ways. Initially, with the stages of grief, but also about survivor benefits and other areas of life. NYC Military Survivor Care Group for New York City, bi-weekly on the 1st & 3rd Wednesdays of the month from 5:30pm to 6:30pm.

https://www.taps.org/

 

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